How Do I Get The Most Out Of My Personal 401k Account?

Self employed individuals and their spouses have the option of investing in an Individual or Personal 401k account in order to save for retirement. While a Personal 401k account is somewhat of a unique thing, many business owners find that … Continue reading

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How Much Can I Contribute To My 401k Per Year?

It is becoming increasing more important to invest in your own financial future, as pension plans and government retirement programs become a thing of the past. The fact is, even if you receive government aid, it will only be a … Continue reading

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At Age 65, What Should I Do With My 401k?

If you have been planning and investing for retirement, you may have found that is was easier to know how and when to invest your capital than it is to know how and when to withdrawal it. If you are … Continue reading

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Should You Sell Your House Or Withdraw From Your 401k?

Unfortunately, even if you have been saving and investing for retirement with a 401k or other retirement plan, sometimes life hands you the unexpected, and you need access to immediate capital. For many people their two largest sources of capital … Continue reading

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Investing In 401k Plans With Mutual Funds

If you want your money to work as hard as you do, then it is important to know how to maximize your investments and get the most out of your retirement plans. Many people have funds in an employer sponsored … Continue reading

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What Is The Penalty If You Don’t Rollover A 401k Plan?

When you are dealing with your 401k plan, there are many rules that must be followed. These rules apply to all aspects of 401k investing including withdrawals, rollovers, loans and contribution limits. It is crucial that you abide by these … Continue reading

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How Can I Get Money Out Of My 401k Without Paying Penalties?

“How can I get money out of my 401k” has become an increasingly more common question as financial pressures force more and more investors to turn to their retirement accounts as a source of immediate funds. Whether or not you … Continue reading

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How Can I Help My Son Buy A House With My 401k?

As the parent of a child getting started in the world, you want to give him as much as possible to get ahead. Many times, young adults start out with debt from education loans and high interest credit cards, and … Continue reading

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Is It A Good Idea To Use Your 401k To Pay Off Debt?

When you have a large amount of high interest debt, it may be tempting to access the funds in your 401k account to pay it off. The temptation to free yourself from the burden of reoccurring payments, and save yourself … Continue reading

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How Much Will The Tax Be On Cashing Out A 401k?

If you have fallen on hard times, or have an unexpected emergency expense, you may be tempted to withdrawal from, or cash out your 401k retirement plan. For many people, aside from their home, their 401k and other retirement funds … Continue reading

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