How To Earn Money Online Without Investing In The Stock Market

If you have been looking into investing, but have been too afraid to take on the volatility of the stock market, you may be surprised to know that you can learn how to earn money online without investing in the stock market.

With a home computer and an internet connection, you can get to work earning money for living expenses, vacations and other splurges, as well as save money for retirement. You can even launch a new career from your living room.

Which avenue you pursue will depend on your intended use for the money, the amount of time you can commit to working online, as well as your specific set of skills. By taking an inventory of your goals and objectives, you can better find the online strategy that fits your needs.

Save More With Online Banks

A traditional bank savings account pays interest that barely beats inflation. An extremely safe strategy, but with little reward. Online banks may offer a more competitive interest rate on savings accounts and CDs than your neighborhood bank, as well as interest baring checking accounts.

It pays to shop around, and there are many websites such as that are dedicated to sorting thorough bank offers, and providing you with the best rates for your deposits. By taking advantage of these higher rates you can grow your money faster, with no risk, and very little time commitment.

Freelance Work Online

If you have always wanted to be your own boss, work on your own time, and do it all from your home computer then online freelance work may be for you. Whether you are a marketing and public relations expert, a writer, or a programmer there are countless jobs available.

Websites such as and provide services to connect freelance workers with potential clients that are free for providers. With freelance work you can take on as much or as little work as you would like, and can work flexible hours from your home computer.

Freelance work requires strong organizational skills and time management abilities, but can be very rewarding in a variety of ways. You can either work for extra money or start a full time career. Freelance work is also an excellent way to sharpen and hone your skills, and make you more attractive to future employers.

Monetize A Blog

You can also make money online by starting your own blog. Websites such as are an excellent way to start your free blog, where you can write about whatever subject interests you the most.

Once you have built up an audience you can then sell advertising space on your blog by creating an affiliate marketing partnership with websites such as, or installing Google Adsense. This strategy takes some time, as you will need to build an audience, and therefore is not a get-rich-quick scheme.

Have A Virtual Garage Sale On Ebay is a large auction site dedicated to connecting buyers and sellers from all over the world. You can make money online simply by cleaning out your garage or attic. Setting up a sellers account on Ebay is fast and easy, and you could be selling your unwanted items within minutes.

Unless you are sitting on a pile of priceless antiques, you probably will not get rich selling your old stuff, but Ebay is an excellent way to de-clutter and bring in extra revenue at the same time.

The amount of money you make in any of these endeavors is entirely up to you. Carefully research these and any other investment options to ensure that they are right for you and your specific situation.

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